The days come and you are off to buy a car. You are not sure exactly what type you want, you just know you need a car. It is a big decision to make – in a place like Dubai it’s probably the most expensive thing you buy (since you probably rent your house). It is one of the biggest purchases you will make, so you need to take your time.
The internet has made researching the different cars very easy. You have no worries about a sales person following you around the lot. I found a few websites that offer you a list of the best and worst vehicles on the market. All these lists are made public so you, the consumer, have a better idea of what to expect. Remember one thing, just because it looks good on the surface, doesn’t mean it is good on the inside.
There are surveys taken every year by consumer watchdogs. Sometimes it may take a few years for the truth to come out about a vehicle. It may sound like a very long time, but it really is not. To get a good picture of how a car has performed, they need a year or so to put together all the information.
If you are going to buy a used but fairly new vehicle, you do not want it to be the one that is going to last you a few years and then start needing repairs. This is what the watchdogs do for a living. They get the statistics, break them down, and send out the information so the consumers can research it. What’s worse, if mechanical failure causes an accident, things can go into a grey area as far as car insurance is concerned – the insurance company may refuse to pay a claim since only accidents are covered and not mechanical failures. Think of it this way – insurance is not a warranty.
Most reliable Small Cars in Dubai
Most reliable Sporty Coupes in Dubai
Most reliable Sedans in Dubai
Most reliable SUVs/4X4s in Dubai
There are many more vehicles that have been tested and rated for their safety. Over the last 10-15 years the safety features put in vehicles, is quite amazing. Safety is the main factor that you should be looking for in a car or truck. The above list is only vehicles that were statistically monitored.
This list may or may not tell the truth. If you take one of the most reliable vehicles like the Toyota Matrix. It may be on the reliable, but who is to say that you didn’t pick out a lemon. They do say that when you buy a used vehicle that you are buying someone else’s problem.
I agree, but also disagree in some cases. It is so important to do your homework before you hand over your well earned cash. Make a list of the qualities you want, need and the amount of money you willing to pay out. It might be an idea to take someone with you. If you see a nice red sports car, and the price is fantastic, you need your friend to stand in front of you, and make you take a deep breath and think about all the pros and cons of buying that particular vehicle.
I have listed a few questions and a few little things that should be on your list.
- Has this vehicle been in an accident? This is important to know. If it has been, it is most likely that the vehicle was bought by the seller from an insurance write off. This is the type of car that is going to be sold cheap but are all the safety features in tack?
- What is the history of the vehicle? If used it is a used car, you should be able to check it back to the original owner. The Insurance authority should have this information.
- Look around the car for any repairs that may have been done. You can usually tell if it has a bad paint job or sloppy body repairs
- Check around the wheels and base of the body for rust. Check for any floor damage
- Check the mileage. It could have been around the world once already. That is a joke, but cars with low km are better to buy.
- Check all the speedometers and gadgets in the car to make sure they work.
- The year and value of the vehicle. Can you afford to spend that much money and how much is the insurance going to cost.
- Will the vehicle have a recent safety certificate?
- Will it pass any environmental issues?
- Tires in good shape, trunk has a spare tire. Look under the rug in the trunk for floor issues.
- If it is a convertible, make sure it has a roof. Sounds funny but there are convertibles, which have a roof that was put down, and now they cant get it up, without it costing a lot of money.
- All airbags in order? If one has been used, that could be a sign of an accident or bad use of the vehicle.
- When you pick up the vehicle from the dealer or person who is selling it, remember to get the ownership, safety report, and do a quick walk around.
- Get a copy of the insurance policy to keep with you.
- Finally enjoy your new car.
The above tips are very easy to remember and not as confusing as you think. Take a copy of this page and take it with you.
Meet Alfred, the insurance genius if you have any additional queries.