Car registration process in Dubai and other parts of UAE

Owning a car in Dubai is easy and relatively cheaper than other parts of the world. Bank finance, AKA auto loans, though with its ups and downs, is also usually quite easy to sort for most people. Having your car registered in your name in order to confirm ownership and for it to be legally on the road is also pretty hassle free and usually doesn’t take more than an hour or two.

It’s illegal to drive a car that doesn’t have an active registration. As car insurance is mandatory in the UAE, the registration authorities would verify that you’ve purchased a policy while registering your car for you. Finding a good car insurance policy in Dubai is easy – just make sure you buy one from a reliable provider that protects your interests.

Car registration process

Vehicle passing certificate

If your car is more than two years old, then you must go for the testing of your car through any of the registered RTA (Roads and Transport Authority) vehicle testing centers like Tasjeel, Shamil, Tamam etc. in Dubai. Over there they’ll test different parts of your car like whether the tyres are okay, chassis, mirrors etc. are fine and completely safe for using on the road. Once they are satisfied and ensure your car is safe to be on road they’ll provide you vehicle passing certificate. Otherwise they’ll tell you the problems they’ve found in your car and will ask you to rectify them first and then come again for getting the passing certificate.

The vehicle passing certificate has a validity duration upto 30 days. So you must go for registering your car before closing that time period. If you are unable to do the registration within 30days, then you must go for testing your car again from a RTA registered vehicle testing center.


Once you get the passing certificate for your car you may go ahead for the registration process. Below are the documents you must produce at the registration office-

• Your vehicle passing certificate
• Original registration card of your car
• Your passport copy or emirates ID
• Your Motor Insurance Policy (you can get your RTA-compliant car insurance in Dubai from us in minutes!)

For any brand new cars, the RTA might ask you to produce the original insurance copy or otherwise a print-out is usually more than enough. Once your insurance provider issues a motor policy, it is automatically linked/updated with the RTA system.They’ll verify and accordingly provide you with your car registration certificate. The above car registration process provides you registration card that’s valid for a year. You must go for your car registration again upon the completion of these twelve months – and the process will hopefully be the same. Once you complete the registration process and you have your car’s registration card, you can go ahead and hit the road! But please drive safely!

Please note that we have tried to keep the information as accurate to the best of our knowledge as on November, 2012 – but for exact and up-to-date details of a specific nature you may refer to the RTA website.

Alfred’s Insurance Market is the only place where you can compare several car insurance deals in Dubai and have your own dedicated personal shopper create the best solution for you. Follow Alfred on Twitter and Google Plus and share your thoughts.

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You might love to see this…..

Hey buddies, someone just made my infographics. I would like to share it here…let’s enjoy!

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Are you a safe driver?

People always search websites for getting an affordable car insurance policy with a great coverage. It’s quite common and easily explicable that we all want to achieve the best thing against minimal investment. For getting a quality car insurance something depends on driver of a car also. If an insurance company finds a person is not safe enough as a driver on the road, then the person could find it hard to get a policy at low rate!

Always drive safely! Which one you would consider….driving carelessly on the road or enjoying a low premium for your car insurance? You’re the person who can decide it!

Let’s see some damages here…….

Safe drivers can save a life and of course money at the same time!

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Car insurance companies in Dubai

There are a whole host of car insurance companies in the Emirate of Dubai and each one differs significantly in their strengths, abilities and target markets. This also therefore leads to differences in the covers offered and the pricing points.  This article is an informative piece that describes the differences, the rationales behind them and how the policyholder can make sure that they find the best possible product for themselves.

Firstly, it is worth clarifying that a car insurance company is one which is the end-risk-taker – they may not necessarily carry out the sale to the end client – and usually the policy issuance and claims service is taken care of by an independent broker and advisor that guides the car owner towards the appropriate policy based on their profile and requirements.

Essentially, there are over fifty-five insurance companies in the UAE – and a vast majority of them do offer motor insurance. There are some well-known multinational giants like AXA, Chartis and Zurich while there are some much smaller lesser-known local companies. There are also some giant local companies such as Arab Orient, ADNIC and Oman Insurance whom together cater to over a quarter of the UAE insurance premium market share. Recently, a whole host of Takaful companies have come up with unique Islamic insurance (i.e. Sharia compliant) products – some names include Salama, Aman, Methaq and Noor Takaful.

However, when it comes to car insurance, only a few companies focus on their offering as a key target market. Indeed, each insurer would also have their preferences in terms of driver profiles – some, for instance, like only Western expatriates with transferable licenses while others would only quote competitively if a No Claims Certificate is provided. Some insurance companies work well with certain make or models of cars while some have a broad preference towards four-wheel drives rather than sedans or coupes or vice versa. Indeed, there are some insurance companies that don’t quote for drivers aged under 30!

As a result, when buying car insurance in Dubai or anywhere in the UAE for that matter, it is strongly recommended to approach a trusted insurance broking company that specializes in car insurance (i.e. they must have a dedicated team for advisory services and claims; with an appropriate infrastructure, garage network and service proposition/commitment). They would make sure that you are recommended the right policy at the best possible price (because of their bulk buying powers) and would usually provide prompt service to get your policy to your email inbox at the earliest so that you may register your car at the RTA. The right insurance broker would also take you through a comparison process highlighting key differences between products – which would help you decide your route in minutes.

In terms of performance, car insurance companies in Dubai have recently struggled with their profitability as a result of falling rates due to increased competition. Worryingly, this means that in order to sustain themselves, many insurers are now looking to control claims cost rather than provide better service. In such a scenario, also known as a ‘soft market’ in the insurance world, it is generally found that quality of repairs largely tend to deteriorate significantly and the time lags in processing claims or other documents also increase – making things inconvenient for the policyholder.

As a result, it is always recommended that a right insurer is chosen when purchasing car insurance in this part of the world and more importantly it is crucial to have a responsible insurance broker by your side to represent you and appropriately serve you at the time of a claim. A good insurance broking firm would use their technical expertise and experience of the business to protect the policyholder and have their claims paid when the insurer’s are busy ‘digging’ to find ways not to pay as a result of the ‘soft’ market challenges.

Alfred’s Insurance Market is a great way to buy car insurance in Dubai. As the online channel of the reputed AFIA Insurance Brokerage Services LLC, in business since 1995, we independently and rather promptly serve you with various trusted options for your requirements and also represent you and protect your interests at the time of a claim. Please visit us on now! Follow us on Twitter.

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